File Income Tax Return Online in 2026

Step-by-step guide to filing an ITR through the official Income Tax e-Filing portal, including AY 2026-27, online and offline filing, tax payment, e-verification and acknowledgement.

Updated: 28 August 2026
2026 transition: Income earned during FY 2025-26 is filed for Assessment Year 2026-27 under the Income-tax Act, 1961. The Income Tax Act, 2025 applies to Tax Year 2026-27, for which the return obligation arises after the end of that Tax Year.
Current filing routee-File → Income Tax Returns → File Income Tax Return.
AY 2026-27Select Assessment Year 2026-27 for income earned in FY 2025-26.
Filing modesOnline filing or Offline Utility upload, depending on the return/form.
VerificationComplete e-verification or ITR-V verification within the prescribed period.

Income Tax Return filing law from 1 April 2026

The Income Tax Act, 2025 came into force from 1 April 2026. Under the new Act, the principal provisions for filing returns are contained in section 263. That section brings together the original return, belated return, revised return and updated return provisions in a unified section.

For returns relating to income earned before 1 April 2026, including FY 2025-26 / AY 2026-27, the Income Tax Department confirms that the return continues to be governed by the Income-tax Act, 1961.

Before you start filing your ITR

How to file Income Tax Return online

  1. Open the official e-Filing portal.
    Visit www.incometax.gov.in and click Login.
  2. Log in to your account.
    Enter your PAN/user ID, confirm the secure access message where shown, enter your password and complete authentication.
  3. Open the return-filing service.
    Go to e-File → Income Tax Returns → File Income Tax Return.
  4. Select the correct year.
    For income earned during FY 2025-26, select Assessment Year 2026-27. For later years, use the Tax Year/Act option displayed by the portal.
  5. Select filing mode.
    Choose Online for portal-based preparation or the available Offline option if you are uploading a return prepared through the official utility.
  6. Start or resume filing.
    If a saved draft is available, choose Resume Filing. Otherwise select Start New Filing.
  7. Select taxpayer status.
    Choose Individual, HUF, Firm, Company or another applicable status.
  8. Select the correct ITR form.
    Choose the form that covers your income sources and taxpayer category. Where available, use the portal's form-selection assistance if you are unsure.
  9. Review pre-filled information.
    Check personal details, bank details, income and tax-credit information. Pre-filled data should always be verified against your records.
  10. Complete all applicable schedules.
    Enter income, deductions, exemptions, losses, foreign assets, capital gains or other reportable information relevant to your return.
  11. Review tax computation.
    Confirm tax liability or refund. If tax remains payable, use the e-Pay Tax service and correctly reflect the payment in the return.
  12. Validate and submit.
    Resolve validation errors, preview the return, confirm the declaration and submit.
  13. Verify the return.
    Complete verification using an available e-verification method or send the signed ITR-V where applicable.

Online filing and Offline Utility

ModeHow it worksWhen useful
OnlinePrepare, review, validate and submit the return directly on the e-Filing portal.Suitable where your form and taxpayer situation are supported by online filing.
Offline UtilityPrepare the return using the official offline utility and upload the generated return data to the portal.Useful for forms or situations better suited to utility-based preparation.

Choosing the correct ITR form

The correct ITR form depends on taxpayer status, residential status, total income and the nature of income. Do not choose ITR-1 or ITR-4 merely because they are shorter forms.

The Income Tax Department's current ITR filing interface provides form-specific guidance and, where available, a wizard-based option to help determine the appropriate return form.

Assessment Year 2026-27: what Act should you select?

For FY 2025-26 income: select Assessment Year 2026-27 and use the return forms applicable under the Income-tax Act, 1961. The Department expressly confirms that these returns remain governed by the old Act even though they are filed after 1 April 2026.

Income Tax Act, 2025 and section 263

For the new regime, section 263 of the Income Tax Act, 2025 contains the key return-filing provisions. It covers:

The Department states that the fundamental filing framework-including who must file and the broad due-date structure-remains substantially aligned with the earlier Act.

Verify the ITR within 30 days

Where the return is uploaded without immediate verification, the current Income Tax Department rule requires e-verification or submission of ITR-V within 30 days from the date of filing.

If verification is completed within 30 days, the original upload date is treated as the filing date. If verification or ITR-V submission occurs after the 30-day period, the date of verification/ITR-V submission may be treated as the date of furnishing the return and late-filing consequences can follow. An unverified return can be treated as invalid.

Available return-verification methods

Best practice: E-verify the return immediately after submission and save the acknowledgement number and transaction details.

ITR-V postal verification

If you choose physical verification, send the duly signed ITR-V in the prescribed manner to the current CPC address stated by the Income Tax Department:

Centralized Processing Centre,
Income Tax Department,
Bengaluru - 560500, Karnataka.

The Department states that the date on which the duly verified ITR-V is received at CPC is relevant for determining compliance with the 30-day period.

Download ITR acknowledgement

After successful filing and verification, retain the ITR acknowledgement for your records. You can also use the e-Filing portal's return-status and filed-return services to view or download return information and acknowledgements.

Common ITR filing mistakes

Frequently Asked Questions

Which year should I select for income earned in FY 2025-26?

Select Assessment Year 2026-27. The Income Tax Department confirms that this return continues to be governed by the Income-tax Act, 1961.

Which section governs return filing under the Income Tax Act, 2025?

Section 263 is the principal return-filing provision under the Income Tax Act, 2025.

What is the current portal route to file ITR?

After login, go to e-File → Income Tax Returns → File Income Tax Return.

Can I file ITR online without attaching documents?

ITR forms are generally annexure-less. You normally do not upload supporting documents with the return, but you should retain the relevant records and evidence in case they are required later.

How long do I have to verify the ITR?

The current Income Tax Department rule provides a 30-day period from filing for e-verification or submission of ITR-V.

What happens if I do not verify the return?

An uploaded return that remains unverified within the applicable period can be treated as invalid. Delayed verification may also affect the date treated as the filing date and may require condonation where applicable.

Official Income Tax Department links

This article is for general information and guidance. ITR forms, filing due dates, verification methods, portal screens and tax provisions may vary according to the taxpayer, year and applicable law. Always confirm the current instructions on the official Income Tax e-Filing portal before filing.