Section 70 of the Chit Funds Act, 1982: Appeal Against Decision of Registrar or Nominee

Section 70 provides the statutory appellate remedy against specified orders and awards made by the Registrar or nominee in disputes dealt with under Chapter XII of the Chit Funds Act, 1982.

Updated: 16 September 2026

What Section 70 provides

Section 70 - Appeal against decision of Registrar or nominee.

Any party aggrieved by an order passed by the Registrar or nominee, or by an award of the Registrar or nominee under Section 69, may appeal to the State Government within two months from the date of the order or award.

Meaning and scope of the appeal

In practical terms, Section 70 gives an aggrieved party a right to challenge an appealable order or an award made in the statutory dispute-resolution process. The appeal is not an ordinary civil suit; it is a remedy created by the Chit Funds Act itself and must therefore be pursued before the authority specified by the applicable law.

  • Who may appeal: any party aggrieved by the relevant order or award.
  • What may be appealed: an order passed by the Registrar or nominee, or an award under Section 69.
  • Appellate authority under the central provision: the State Government.
  • Time limit: within two months from the date of the order or award.

Connection with Section 69

Section 69 of the Chit Funds Act authorises the Registrar or nominee, after giving the parties a reasonable opportunity of being heard, to make an award on a dispute referred to arbitration under the Chapter. Such an award is final and binding subject to the appeal provided by Section 70.

Two-month limitation period

The central text of Section 70 requires the appeal to be filed within two months from the date of the order or award. A person proposing to appeal should also check the rules and notifications applicable in the relevant State for the prescribed form, filing method, documents, fees, appellate authority and any procedural requirements.

Important: State amendments and State rules may affect the appellate authority or procedure. The current State-specific law should therefore be checked before filing.

Karnataka State amendment to Section 70

For Karnataka, the consolidated statutory text records a State amendment under Karnataka Act 2 of 2008. Section 70 was renumbered as sub-section (1), and the provision permits an appeal to the State Government or to an officer or authority empowered by State Government notification for that purpose.

The Karnataka amendment further provides for an opportunity to the appellant to make a representation before the appellate decision, declares the appellate order final, and provides for transfer of pending appeals to an officer or authority empowered by notification.

Related provisions

Section 70 forms part of the statutory scheme for disputes relating to chit business. Readers may also refer to Section 64 - Disputes relating to chit business, Section 65 - Period of limitation, Section 66 - Settlement of disputes, Section 67 - Procedure and powers, Section 68 - Attachment and interlocutory orders, and Section 69 - Decision of Registrar or nominee.

Official legal source

For the current central statutory text, amendments and available State amendments, refer to the official India Code portal and locate the Chit Funds Act, 1982 (Central Act 40 of 1982).

Practical filing note

Before filing an appeal, verify the date of the impugned order or award, obtain a complete copy, identify the competent appellate authority for the State, and check the applicable State rules and notifications. The precise procedure can vary by State.